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9 articles on this topic
Think you earn too much for down payment assistance in Florida? Targeted census tracts offer relaxed income limits — up to 120% AMI — and waive first-time buyer requirements. Here's how Tampa Bay buyers can use targeted areas to access DPA they didn't know they qualified for.
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Should you tap your retirement account or use a DPA program to cover your down payment? In most cases, Florida's DPA programs are the smarter move — but there are situations where using both makes sense. Here's how to think through it.
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Adding a co-borrower can help Tampa Bay buyers qualify for Florida DPA programs — or it can push you over the income limit and disqualify you. Here's exactly how co-borrowers and co-signers interact with Hometown Heroes, FL Assist, and FHA-backed DPA loans in 2026.
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The State Housing Initiatives Partnership (SHIP) program funds local down payment assistance across all 67 Florida counties. Learn how much SHIP offers in Hillsborough, Pinellas, and Pasco, and how to stack it with Hometown Heroes.
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Florida Housing sets annual purchase price limits that cap the home value eligible for DPA. Learn the 2026 limits for Tampa Bay counties, how targeted areas raise the cap, and what to do if the home exceeds it.
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Multi-generational households face unique DPA challenges with income limits and occupancy rules. Learn how families buying together can qualify. Call (813) 733-7907.
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Self-employed Tampa Bay buyers can qualify for DPA, but the process requires extra documentation. Learn what you need and which programs work best. Call (813) 733-7907.
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Hometown Heroes income limits vary by county and household size. See 2026 limits for Hillsborough, Pinellas, Pasco, Polk, and Manatee counties. Call (813) 733-7907.
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Florida DPA income limits vary by program, county, and household size. Learn the 2026 thresholds for Hometown Heroes, FL Assist, and county programs across Tampa Bay.
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