Topic

Gift Funds

2 articles on this topic

Florida homebuyer reviewing gift letter and down payment assistance paperwork at closing

October 8, 2026

Gift Funds and Down Payment Assistance in Florida — Can You Use Both?

Yes, Florida buyers can combine gift funds from family with down payment assistance programs. Here's exactly how to do it right, what documentation you need, and the pitfalls to avoid.

Tampa Bay homebuyer reviewing gift funds and down payment assistance options at closing

July 26, 2026

Gift Funds vs. Down Payment Assistance in Florida — Which Is the Smarter Move?

Gift funds and down payment assistance both reduce your cash to close — but they work very differently. Learn which option saves more money for Tampa Bay homebuyers in 2026.

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