Topic

Taxes

2 articles on this topic

Florida homebuyer reviewing tax documents related to down payment assistance grant

October 19, 2026

Are Down Payment Assistance Grants Taxable Income? What Florida Buyers Need to Know

Most down payment assistance grants and forgivable loans are not taxable income for federal purposes. Here's what Florida buyers need to know about IRS treatment, cost basis, and the one exception that does affect you.

Florida homebuyer reviewing closing documents at a table with a mortgage lender

September 6, 2026

What Is the DPA Recapture Tax in Florida — And Do Tampa Bay Buyers Really Need to Worry?

The federal recapture tax is one of the most misunderstood aspects of Florida's bond-funded DPA programs. Here's what it actually is, when it applies, how much it costs, and why most Tampa Bay buyers will never owe a dime.

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