Topic

Rate Buydown

2 articles on this topic

New construction home in Tampa Bay with for-sale sign and bright Florida sky

September 10, 2026

New Home Builder Incentives vs. Down Payment Assistance in Florida — How to Get Both in 2026

Tampa Bay builders are offering aggressive rate buydowns, closing cost credits, and price reductions. Learn how these incentives compare to Florida DPA programs — and how savvy buyers stack both for maximum savings.

Tampa Bay homebuyer reviewing loan documents showing rate buydown and down payment assistance savings in 2026

August 12, 2026

Rate Buydowns and Down Payment Assistance in Florida — How to Lower Your Monthly Payment AND Your Upfront Costs

In 2026, Tampa Bay buyers are combining seller-funded rate buydowns with Florida DPA programs to attack both the upfront cost and the monthly payment at the same time. Here's exactly how a 2-1 buydown works alongside Hometown Heroes, FL Assist, and county programs.

All Topics All Articles