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Tarpon Springs buyers can access up to $75,000 through Pinellas County DPA, plus state programs including Hometown Heroes and FL Assist. Here is what qualifies and how to apply in 2026.
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Governor DeSantis vetoed $225 million from Florida's SHIP program in the 2026-27 budget. Here's what Tampa Bay buyers need to know about county down payment assistance availability right now.
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St. Petersburg buyers can access up to $75,000 in city-level down payment assistance plus state programs. Learn about eligibility, income limits, and how to combine programs. Call (813) 733-7907.
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Tampa, St. Petersburg, and West Tampa are launching community land trust programs in 2026. Learn how CLT homes work, whether you can combine them with down payment assistance, and what resale restrictions buyers need to know.
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Buying a home in a FEMA flood zone in Tampa Bay affects your insurance costs, DTI ratio, and DPA eligibility. Here's how to navigate flood zone designations and still use down payment assistance in 2026.
Read MoreBuyers in Palm Harbor, Dunedin, and Safety Harbor have access to Pinellas County DPA (up to $75,000, now accepting applications), Florida Hometown Heroes, FL Assist, and Home Key Plus. Here's how North Pinellas buyers use these programs in 2026.
Read MoreFlorida's average homeowners insurance premium tops $8,000 a year — and if you're using down payment assistance, that monthly cost hits your debt-to-income ratio in ways most buyers don't see coming. Here's how to protect your approval before it's too late.
Read MoreSt. Pete's city DPA program offers up to $75,000 for qualifying buyers — one of the highest local grants in Florida. Learn income limits and how to apply. Call (813) 733-7907.
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