Topic

Homeownership

2 articles on this topic

Tampa Bay home with storm shutters representing Florida homeowners insurance challenges for first-time buyers

November 10, 2026

Florida Homeowners Insurance and Down Payment Assistance — How Rising Premiums Affect Your Mortgage Approval in 2026

Florida homeowners insurance premiums have surged to among the highest in the nation. Here is how those costs affect your debt-to-income ratio, DPA qualification, and what Tampa Bay buyers can do to get approved anyway.

Tampa Bay home with hurricane shutters and impact windows representing My Safe Florida Home program

November 9, 2026

My Safe Florida Home + Down Payment Assistance — Can Tampa Bay Buyers Use Both?

Florida's My Safe Florida Home program offers up to $10,000 in hurricane-mitigation grants for homeowners. Here is how Tampa Bay buyers using down payment assistance can access both programs — and why most DPA buyers don't even know MSFH exists.

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