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Freddie Mac

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First-generation Tampa Bay homebuyer signing closing documents

September 16, 2026

First-Generation Homebuyer Down Payment Assistance in Florida — 2026 Guide

First-generation homebuyers in Florida can access extra down payment assistance through Fannie Mae HomeReady First, Freddie Mac BorrowSmart, and stackable state programs. Learn how to qualify and maximize your benefits in Tampa Bay.

Tampa Bay homebuyer reviewing conventional loan options alongside down payment assistance programs

August 5, 2026

Fannie Mae HomeReady vs Freddie Mac Home Possible — Which Loan Pairs Better with Florida Down Payment Assistance?

HomeReady and Home Possible are both 3% down conventional loans — but they differ in ways that affect Tampa Bay buyers using DPA. Learn which program qualifies more buyers and costs less over time.

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