Topic

Forgivable Loan

3 articles on this topic

Tampa Bay homebuyer reviewing down payment assistance loan documents at a kitchen table

August 1, 2026

Forgivable vs. Deferred Down Payment Assistance in Florida — Which Type Is Right for You?

Florida offers two types of down payment assistance: forgivable loans that disappear after you meet an occupancy requirement, and deferred loans repaid only when you sell or refinance. Here's how to choose.

Homeowner reviewing DPA forgiveness timeline documents

May 20, 2026

What Happens If I Sell Before My DPA Is Forgiven?

Selling before your DPA forgiveness period ends means you may owe part or all of it back. Learn about forgivable vs repayable DPA, recapture rules, and timeline requirements.

Florida Hometown Heroes program benefits for Tampa Bay homebuyers

April 19, 2026

Florida Hometown Heroes Program — What You Need to Know in 2026

The Florida Hometown Heroes program offers up to 5% of your loan for down payment and closing costs. Learn who qualifies, income limits, and how to apply in Tampa Bay.

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