Topic

Financial Planning

2 articles on this topic

A bright Florida-style single-family home with a palm tree and manicured lawn on a sunny day

August 16, 2026

Florida Homestead Exemption for DPA Buyers — Save Thousands More Every Year

Down payment assistance solves your upfront problem. Florida's homestead exemption solves the ongoing one. Here's how first-time Tampa Bay buyers who used DPA can stack both benefits and cut their housing costs for the life of the loan.

Calculator and retirement account documents next to a set of house keys on a desk

August 15, 2026

IRA and 401(k) Withdrawal vs. Down Payment Assistance in Florida — What Tampa Bay Buyers Need to Know

Should you tap your retirement account or use a DPA program to cover your down payment? In most cases, Florida's DPA programs are the smarter move — but there are situations where using both makes sense. Here's how to think through it.

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