Topic

Dti

2 articles on this topic

Tampa Bay neighborhood home representing home insurance and affordability challenges for Florida buyers in 2026

August 26, 2026

Florida Home Insurance and Down Payment Assistance — How Rising Premiums Affect Tampa Bay Buyers in 2026

Florida's home insurance crisis is adding thousands of dollars a year to the cost of homeownership. Learn how rising premiums affect your mortgage approval, your DTI ratio, and why down payment assistance matters more than ever for Tampa Bay buyers in 2026.

Tampa Bay homebuyer reviewing debt and income paperwork to qualify for down payment assistance

August 2, 2026

Debt-to-Income Ratio and Down Payment Assistance in Florida — What Buyers Need to Know

Your debt-to-income ratio is one of the most important numbers in any DPA application. Learn how DTI is calculated, what limits each Florida program sets, and how to lower your ratio before you apply.

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