Topic

Deferred Loan

2 articles on this topic

Tampa Bay homebuyer reviewing down payment assistance loan documents at a kitchen table

August 1, 2026

Forgivable vs. Deferred Down Payment Assistance in Florida — Which Type Is Right for You?

Florida offers two types of down payment assistance: forgivable loans that disappear after you meet an occupancy requirement, and deferred loans repaid only when you sell or refinance. Here's how to choose.

Pinellas County neighborhood homes eligible for Home Key Plus down payment assistance

July 31, 2026

Home Key Plus Second Mortgage — New DPA for Pinellas, Pasco & Polk County Buyers

Florida's new Home Key Plus program launched in May 2026, offering up to $10,000 in Pinellas County and $7,500 in Pasco and Polk counties as a 0% deferred second mortgage for buyers in targeted census tracts.

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